What To Do About Late Payment History

Credit Report History

Your credit report is a history of your credit transactions. This includes on time payments, late payments, credit cards, mortgages, and lots more.

Late payments can remain on your report for up to 7 years. A bankruptcy can be seen for 10 years. Current, outstanding, unpaid debts can remain on your report while they are unpaid and for 7 years beyond that.

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