Fraud Credit Collection

Stop Collection Agencies

Why do collection agencies spend so much energy calling you at annoying times to get your money?

Most third party bill collectors get paid a percentage of everything they collect that's why!

The debt collection industry offers big profits which attracts a lot of unethical agents. There are more than a handful of bill collectors that will go to any length to collect a debt and earn their commission. Even breaking the law! What normal decent individual would want to have a job coercing, manipulating and scaring people into giving money that they don't have?

Anyone pocketing a commission off it!

If you are currently experiencing the discomfort of threatening phone calls and letters, or if you ever do in the future, you can take comfort in the knowledge that you have the authority to put an immediate end to such harassment.

Every citizen has this authority!

The problem is that most don't know it!

A federal law called the Fair Debt Collection Practices Act was created by the Federal Trade Commission (FTC) in 1977 to protect people like us from the abuse of loser bill collectors and collection agencies, limiting their tactics to extract money from debtors.

Unfortunately, this law applies only to third party collection agencies and not to the creditor to which you owe the money, as they are usually banks, and assumed to be decent people.

The Collection Agency Nullifier have provided "knowledge links" that provide you resources, secrets and tactics that will help you effectively deal with the collectors on the phone!

It is a psychological game when you are on the phone with the collector. If you know your rights (rules of the game) YOU will be in control of the call---not THEM!

While your taking control of the phone calls get your:

• account information
• their address
• the name of the bill collector

Seriously, it's more than just writing a letter and the government isn't going to hold you by the hand and tell you exactly what you need to know.

If you want to ensure you cover all the bases, that you are invoking the provision properly, and that you are taking the necessary steps to successfully nullify/stop the collection agency from harassing you--

Identity Theft Fraud

How can someone commit identity theft?

The Federal Trade Commission explains how identity theft is committed: By co-opting your name, Social Security number, credit card number, or some other piece of your personal information for their own use. In short, identity theft occurs when someone appropriates your personal information without your knowledge to commit fraud or theft.

Once identity theft is committed, then what? Once identity thieves fake your identity, they:

• Open a new credit card account, using your name, date of birth, and Social Security number. When they use the credit card and don’t pay the bills, the delinquent account is reported on your credit report.
• Call your credit card issuer and, pretending to be you, change the mailing address on your credit card account. Then, your impostor runs up charges on your account. Because your bills are being sent to the new address, you may not immediately realize there's a problem.
• Establish cellular phone service in your name.
• Open a bank account in your name and write bad checks on that account.

Quarterly Credit Report Access Plus Credit Monitoring

For one annual fee you can get access to your credit report, updated 4 times a year. Plus you will get weekly credit monitoring and additional services.

Now iCreditReports.com can provide the following services:

• Weekly Credit Monitoring Emails You will receive weekly email alerts about changes in your credit report. You can easily detect fradulent activity, new credit inquiries, new accounts, late payments, and more.

  Identity theft is the fastest growing crime in America. The sooner you detect it and take action to fight identity theft, the less damage will be done.

• Quarterly Access to Your Updated Credit Report You'll get a brand new credit report four times a year. Your reports are easy to read and have color graphics with a free interactive guide.

  With up-to-date knowledge you will be better positioned to know how you stand with creditors.

• Credit Monitoring You get updated credit scores four times a year plus personalized analysis showing you how to improve your score.

  This will help you get better lending rates as well as quicker lending approval. This will save you lots of money in the long run.

• Debt Monitoring You'll get an up-to-date analysis of your debt to income ralationship four times a year plus important advice for improving your debt management.

  Your credit score depends, in part, on the amount of debt you have. Improving your debt to income ratio will greatly help improve your credit score.

• Powerful Tolls for Analysis You be able to see graphically how your credit score is improving with colorful charts showing trends in income, debt, credit score, and more.

  The more you know, the better able you are to imporve your situation.

Now you can try this service free for 30 days. Go to iCreditReports.com now to start your free trial.

You'll soon see that this is the most valuable service you've tried on the Internet in a long time.